For emergency funds, it is best to separate it from investing in Bitcoin so that it does not interfere with our investment plans. But there are also investors who use some of their Bitcoin to meet their emergency needs because their emergency funds cannot cover them. This is understandable because we often experience emergency needs that we must fulfill immediately.
Those investors should not to be taken seriously considering that they will always run to sell of part of their holding to solve problems. This set of people cannot successfully hold bitcoin for a full circle. Don't make investment when you cannot feed yourself and take care of your basic needs without turning to their investment. When we do invest, turning to our investment to solve problems should totally be out of the equation.
Emergencies can occur at any time so we are required to make every effort to overcome them, including sacrificing the investments we make.
For example, health or education problems are problems that cannot be tolerated when you need money immediately.
I don't think it's a problem or a fear for us not to start investing, problems that occur unexpectedly in life are a normal thing in my opinion, and I never thought it would be a reason for us not being able to succeed in investing.
This is different from people who are unable to meet their daily needs, such people certainly will not think about investing.
Investments are only made by people who have more money than they can use and the better option is to invest compared to saving.
That is more of the reasons why you as an investor, you definitely need a robust emergency fund, an emergency funds that can sustain you for the least three months, because aside emergency funds, you must have a monthly or weekly source of income to keep you afloat in your daily lives, without having to fall back to your emergency funds at any slit opportunity, because to me, emergency funds is meant for health or any other pressing issues that is out of your control that can't wait to be sorted out month ending.
But if your problem is still on the level of fending for your daily needs, then I am quite sure that, it's not the best time to invest, because since you can't even afford your daily needs properly, you will definitely eat your investment bit by bit till it finally collapse, when faced with a pressing financial needs, so the best way to have a stable investment is investing with a money with you can do away without for a very long time, not a money you need for survival in a short while.