Were you using exchanges to store your cryptocurrencies? if so, this isn't advisable as you may have already know. The best middle ground approach right now is to withdraw your funds to a non custodial wallet if you're not actively trading.

In addition, I think, it would help if you can list your use cases or some pros and cons for you as well as your country. Ultimately, every exchanges will have their own pros and cons hence it's up to us to weigh things down -- prioritize our must have use cases/features/coins and pick cons that are bearable for us.