Of course, it is hard to build and maintain an emergency fund, reserves and a float, so if you cannot do that, then you are using your BTC investment as a form of trading and/or gambling rather than investing, since for poor people it is more important to build and maintain an emergency fund, reserves and float asince they are going to need those kinds of funds in order to avoid dipping into their bitcoin investment.. and if you don't do it, then your bitcoin investment will likely never build because you will keep dipping into it, and it will never end up building up to much of anything to actually make any BIG difference in your life.
But indeed such a thing is ultimately not worth saying as an investor if it is still using bitcoin or the portopolio that we have to be used as a trade because as you say it is gambling not as an investment so it is not worth someone like that to be said to be an investor because we must remember the initial benchmark that investors should take longer than that because there is at least a period of several years or maybe even decades (because there are still many people who are in bitcoin from the beginning of the creation of bitcoin until now which has been more than 1 decade) it can only be said to be an investor.
It is difficult to maintain and maximize emergency funds or reserve funds especially for those in the low economic class but in the end it also depends on readiness because there is no compulsion to be in bitcoin so that when they want to be in bitcoin then indirectly inevitably they must be prepared with risks including managing finances properly where they must be ready with reserve funds that can be needed at any time needed.