When it comes to bitcoin investment, we should not invest all of our money in it so that we will always be able to solve our financial needs when they arise.
This discussion has been treated more than ones here, so I believe every investors or a beginner should be able to understand the concept that keeps their investment healthy and running however I believe this is one of the reasons why at @JayJuanGee introduce the method and the reason why an investor should have an emergency funds and also a reserve funds was actually because of a situation like this so that with a proper utilization of it an investors could hardly run into a problem no matter how it may be, however just like you said is not an investment wise to put in everything you have on investment because with the lack emergency funds or reserve funds their is a big chance of getting into trouble on the process.
I think you need to follow some small rules for investing. If you rush to invest when you don't, you will face big losses. We need to know some good rules for investing and what are they. Apply and invest.
We should invest only as much as we will not face any problem and after investing we can live happily and peacefully with our family. There are some people who think of investing with money loan. If they face loss after investing, then I prepare to invest thoughtfully when I think about how they will repay the loan and how they will manage the family. If we want to do good all the time, we must have a good interest in investing.
Investing in bitcoin is not to see it as a business, that you can take loan for in order to make profit after some years and pay back the loan. That cannot work on bitcoin investment because bitcoin is volatile and the only way you can make profit in bitcoin with rest of mind and peace is when you invest and hodli for a long time. Taking loan to invest in bitcoin is from fry pan to fire because when your loan is due, you must pay up or else you will be arrested or given additional years, depending on you and the loan giver understanding, but you will also service the loan or the percentage will increase. If bitcoin is in the bear market or anytime bitcoin price dips, you might have high blood pressure, and your health will be at stake. In fact, so many disadvantages that I didn't even mentioned on taking loan to invest in bitcoin.
Bitcoin investment is done for the future, because that is when bitcoin will have shown itself to the whole world that she is King of wealth, and a lot of investors that bought earlier and now that we're able to build and grow their bitcoin stash without selling will benefit a lot. This is why if you don't have your discretionary income, there is no need to invest in bitcoin. This is because it is better that you use your own money that you ahave assigned to buy bitcoin weekly or monthly to buy regularly using DCA strategy, so that you can start building up your bitcoin investment portfolio gradually nonstop for a long period of time. You will be investing with ease and without tension, as long as you have your emergency funds, reserve funds and floats to take care of whatever expenses. If you don't have money, you need to get something doing to give income, and if your income is small that you do not have any discretionary income after important expenses. You find a second means of income, so that you can have a discretionary income to invest on bitcoin.