I came from a society where majorities are not bothered about their retirement plans, Some do have the financial resources but due because of financial revenue opportunities, they feels so reluctant and comfortable without considering that depending on the government opportunities could get to an end somedays. I don't know if they ever have the picture imaginarily about how their old ages times would be.
Sometimes the reason why people dont border Much about how their future will be is due to
1. laziness: laziness if not finding what to do, instead they depend from others as a form of parasites.
2. pride: being selective of what to do even when opportunity has been brought to their door step. They will be looking for a lucrative and well paid job without starting from scratch.
3. lack of investment rather depending on salary.
4. Becoming over confident by with the job you do without exploring in to diversification.
5. Always procrastinating and thinks that there is time where as that is no much time. Time is very important to everyone and whosoever neglect the use of time and how to make judicious use of it will end up suffering in their old age.