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Hosted miners or Cloud Miners are even charging a fee to set up and operate mining devices which will decrease your mining rewards even more but you won't have to care for technical details to set it up and maintain it.
Cloud miners? Is that even exists until now? When I'm starting to learn more about crypto, I tried joining on a cloud mining website through the satoshis that I'm getting on multiple faucets. Turns out, it isn't profitable and will never be. Exclude this one.
If you will try to start both, of course holding would be the best option since in order for us to start mining, we need a huge capital. If you don't want to get stressed on maintaining your mining facilities, just buy Bitcoin and hold it. Mining is profitable depending on what equipment you are using and your electricity bill, of course, but for me who doesn't want to get stressed that much, I'll just buy and hold Bitcoins.