Money will come to anyone who understands how to make it, it doesn't matter if you have a bachelor's degree or not, as long as you know how to make it, then nothing can stop money from coming to you. A diploma is only a formality or as proof that someone has received higher education, but a diploma cannot guarantee that the owner can make money easily.
It can be true that it sometimes doesn't depend on your education level. Whether you're bachelor or not, it doesn't always determine the capability of earning money from certain jobs. However, in certain jobs, it requires the minimum education level. If you're not a bachelor's degree, you can't join the jobs. It is untrue that a diploma is just a formality, it is achieved after we got a long process of learning. But I can agree that it doesn't always determine our future. 
In some cases there are a handful of people who are able to achieve financial freedom without going through the education process, but the number is very small.
Exactly. There should be some people who can be successful although they don't experience the process of further education level. But the people must have certain skills, so they can work on some possible jobs. It is impossible to succeed if we have nothing, no success without knowledge.