Which of these economic situations would you prefer to find yourself in?
A- Your salary is stagnant but prices fall. Where this happens, your real purchasing power has increased. It's called constructive deflation. And even if your salary falls, but prices fall faster, you are still ahead.
B- Having your savings taxed 2%+ a year by inflation.
Drop your thoughts
I am someone who is not very good at saving money, because after only a few weeks of saving, the savings were used up and then used to meet my needs. And of the two options you offered, I chose the first option, because even with a stagnant salary, when prices are cheap and affordable it is not a problem, with cheap prices I can still meet my daily needs. And when prices fall, my costs or expenses will also decrease, so I can set aside the money I earn for savings and investments.
But that is impossible, in the face of an economy that is experiencing difficulties, where there is an imbalance between expenditure and income, and even though currently, the wages I earn are quite high, but because of high prices, the income I currently earn It's only able to meet needs.