I used to say "1 BTC = 1 BTC", until I realized that's like saying "1 USD = 1 USD", and it's not true. That's why USD-prices are usually related to a year: a dollar in 1960 was worth a lot more than a dollar now. And a Bitcoin in 2010 was worth a lot less than a Bitcoin now.
The only reason I told people that 1 BTC = 1 BTC is that bitcoin price do increase in price, and also that people newbies believe that having bitcoin is like they are trading. I will differentiate between trading and holding bitcoin where there is no liquidation of asset. That 1 BTC is 1 BTC but the price will determine if they will gain it lose.
OP, I understand your plight but let us not be blinded by the love for Bitcoin. The advert may not go down well with you, but it's still cautious advice that is not peculiar to Bitcoin investment alone but all other investments as well, and above all, it doesn't hurt in a way.
This is not directly about investment, it more like bitcoin can collapse. It applies to investing it, trading it, using it for P2P transactions. It is about what ever you are using bitcoin for. That bitcoin software is still experimental and should be used for the amount of money that you can afford to lose. But bitcoin security is far better than bank security. If something like this can be said to bitcoin, that means everything in life than man invested are still experimental because bitcoin has the highest security.