Maybe this should be moved over to the speculation section, but even that might be generous because you haven't actually analysed or given any real insight into why you think that 2025 will be a bad year. Covid 19 was still rampaging back in 2020 and we are barely back on track when it comes to fixing supply chains that were disrupted by it, and then the Russian war had a similarly equal effect. It's almost pointless trying to make such wild and doomsday type opinions, because 2025 is expected to be much brighter compared to previous years. Inflation has been steadily falling in most advanced economies, so you seem way off track with your wild prediction and it doesn't actually reflect reality.