well lease forging will be coming up soon .... so your 20k nxt can now earn you 0.00001 nxt.
I won't be sure what to do with all that money afterwards. 
Not a private island in the Maldives, then ?
(BTW, not sure you should write Maidsafe off because of a slightly dodgy IPO. I'm not an MS fan at all, and I see a couple of big issues with it, but ignoring it because of the crypto worlds current obsession with 'fair' distribution might be a mistake)