Imo if someone is experiencing any financial situation or problem, is better to reduce their amount for accumulating for a while than stopping totally.
Edited out
You are getting it all wrong because reducing your accumulation amounts if you are having some financial challenges can never lead you into giving up an investment because if the the source of income is low and the needs are a little bit high cutting down a bit of your accumulation will actually allow you to balance, however on the contrary your narrative on or rather your mindset could lead you into trouble on your investment if you are not able to Identify when the need to adjust your accumulation amounts arises, however if I may ask for instance your normal weekly accumulation is $20 while your monthly salary is $100 but on the process your salary drops to $60 on a monthly basis and your needs has increase would you reduce your accumulation amounts to either $5 or $10 weekly? Or would you continue with your normal $20 weekly?, because for me at this points $20 weekly is actually being aggressive and could get you into trouble.
This shouldn't be very hard actually.... all you need is increasing the time interval still you find a way to get back to your $100 and if you actually read carefully I didn't totally go against the reduction but I wasn't totally in support with it .
Let's break it down
I am a worker, I get a monthly salary of 100 bucks.... my DCA $20 weekly fir total $80 monthly taking the remaining 20 bucks for expenses
Now I got a slice on my monthly pay of 40 bucks and I now earn $60 monthly..
How can I do this by not reducing my DCA value... I shifted my DCA to 2weeks interval $20 making $40 a month with same $20 left for my expenses.... instead of reducing and getting comfortable with a new DCA of $10/week
Although at the end we should come to a total of $40 but when I'm finally back to $100 it might be a little bit hard to switch back to $20/week as I'm pretty much used to it.