Imo if someone is experiencing any financial situation or problem, is better to reduce their amount for accumulating for a while than stopping totally.
The word
Reduce isn't a bad I deal actually but could go a long way in determining the rate at which the investment plan is being reduced not actually against it but it might bring about getting to give up on investment maybe.... instead increasing the time intervals in one investment should be a better idea just saying..... with this there shouldn't be any decrease in one's investment plan but increase at the time between which the investing will be done without having to stress it the hard way
You are getting it all wrong because reducing your accumulation amounts if you are having some financial challenges can never lead you into giving up an investment because if the the source of income is low and the needs are a little bit high cutting down a bit of your accumulation will actually allow you to balance, however on the contrary your narrative on or rather your mindset could lead you into trouble on your investment if you are not able to Identify when the need to adjust your accumulation amounts arises, however if I may ask for instance your normal weekly accumulation is $20 while your monthly salary is $100 but on the process your salary drops to $60 on a monthly basis and your needs has increase would you reduce your accumulation amounts to either $5 or $10 weekly? Or would you continue with your normal $20 weekly?, because for me at this points $20 weekly is actually being aggressive and could get you into trouble.
Yes, all what you said is right. Their is every need to be able to detect when and how to strategies our accumulating process to be as much comfortable without resulting to not living comfortable after investing. Cutting off our DCA amount is not a bad idea, in as much the need arises. It is suppoossingly something of vice versa, if the salary declines their is a need to cut the accumulation amount and if their is an increase aswell it is better to also increase the accumulating amount.
@Roseline492 don't you think a person earning a salary of $100 monthly mean while investing $20 weekly is very much aggressive, I know it is just for an instance but at most examples like this should be more realistic. Out of that $100, a good investor is entitled to keep his emergency/reserve funds and also carry out his DCA approach very conveniently.