Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.
yeah there are many things that need to be taken into account, but if we are focused on building financial wellness then I guess focused on saving and investing is fine.
the other thing will follow I guess and honestly we can be spared of many things by just having the right insurance anyway so that should be taken into account as well.
if im building my wealth i'd be more focused on trying to hustle as much as I can such as increase the source of income so that I can be safe from whatever scenario there is such as massive lay offs and the likes.
personally I just don't feel comfortable having limited source of income so i tried many opportunities available though most of them just outright fail but some succeed too.
if you want to increase your income its all about trying out and see whether things gonna work out or not and if they do, well its already a massive financial advantage for you.