Indeed, we must be able to carry out this act of saving because in my opinion this is one way to prepare for a better future, such as by preparing capital to open a business or to get married (if you are still single). Everyone's thoughts are of course different, not everyone is happy with saving or investing, because each person certainly has their own thoughts and their own desires. but what is clear is that they definitely want a better future and that must be prepared by saving which is one way of managing money which is quite good, with those who save but don't invest it doesn't mean they can't manage their finances well because even saving is included. good money management. because I'm sure those who save but don't invest have their own reasons.

If you want to invest, of course you need good knowledge and understanding first so you can invest well so you can try to avoid losses that might occur. maybe with those who save but don't invest because this is the problem or they are not interested in investing at all so they prefer to save their money like in an official bank.