Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.
It is indeed a big challenge for people who have limited income to invest, because it is impossible for people who cannot fully fulfill all their main needs to set aside income to start investing, so the main key to being able to start investing is when their income has met all their main needs and there is still some remaining percent that we can ultimately allocate to investing, that's why lower middle class people will have difficulty improving their lives, unless they can get out of low income and start managing their finances well so that their lives become better.