Moreover, for underprivileged families, they really need insurance so that if something happens to them, it can be handled well, especially health insurance which can help poor families when they seek treatment.
It is not wrong for poor people to have health-related insurance because the cost of medical treatment is also very expensive and quite difficult to meet for those who are still poor. But things like this are not only needed by poor people, but are also needed by everyone, including rich people, even though rich people can afford more expensive medical costs. However, when this can be utilized through health insurance, of course it will not be wasted by everyone because health is a very important thing in life, so health insurance is seen as important insurance too.