I've also noticed that anytime I don't have money to get something and you have to procastinate to a time I have more income, I also end up never buying cause if you look at it, no one is satisfied or feels that what he is earning is enough, so what I do is I start putting in money I to it at once and that way I'll get there faster. The issue is mostly not the strength of our income, it is from our cashflow management or at times we have so many expenses we have accumulated and we have to deal with them and then we see bitcoin as something that is not so important, to me if it's important you would make room to invest in bitcoin no matter how little you can spare.
This is an announcement that I guess am not the only one exhausted to make it clear that we don't really need all the money from world bank before we invest, mehnn this is a gradual process driven with discipline and a Target. As you rightly said, it a matter of how we manage our cashflow system and aligning it with the amount we are willing and able to afford to invest in Bitcoin.
JJG, and other members have given measures on how that can be achieved, it doesn't necessarily mean about investing because price will pump but knowing the value of what you want to invest in.