Some people whom is management is people that cry at the old age when you are young and you are seeing money everyday it is left for you to manage the money well knowing that nothing come every time and did nothing lasts forever when you fail to plan well then you fell to achieve well in your old time that is what I have to tell you people so that you can understand that having a reserve is most important thing that a man supposed to do
If the reserves you mean are in the form of money, this will not always save our lives in old age, because the value of money can also be eroded by inflation or by increases in the price of goods every year. So the only thing that can help our lives in old age is investing in assets whose value will not be eroded by inflation or any other conditions. And if you see an old person who is starting to have difficulties in his old age, even though he used to be rich in his youth, it means that he did not invest his money so that his old age becomes more difficult.
Yes, if we only focus on money, it is very risky because money can decrease due to inflation, so we should use assets whose value is not affected by changing times or other things. It would be a shame if we only held money, and when we were old it turned out that the money was no longer as valuable as it used to be when we collected it (saved).
Now there are many options that we can choose as assets for us to invest in for the future. If we believe in bitcoin, then we can invest in bitcoin, if we believe more in gold then we can also invest in gold.
Apart from having to save or prepare for a better old age, we also have to be able to understand what will save us, lest something like what I said above happen.