Indeed, insurance is very important because we don't know what will happen to our bodies in the future. for developing countries, where there are more middle to lower economic groups, therefore many have difficulty paying premiums, but the government is trying to find options to ease the burden on its people, many systems are being implemented to provide health services to remote villages
Yes, it's true, we all need life insurance, because with insurance we are more or less helped when we experience a disaster, we don't know when the disaster will come to us. With insurance, at least we have guaranteed costs for medical treatment and for our lives, but What is unfortunate is that families from middle to lower economic levels are quite burdened with their installments, because they have difficulty with their daily living expenses, their income is less so it is quite difficult for them to pay their own monthly contributions.