I haven't had a PC in 2 years believe it or do not but talk with the person whom has my loan we have discussed it. My debt is settled! Add that to your trust. My mom died my fiance killed herself and I been drinking everyday for going on idk 3 years I used to never drink. I got an email early from steamytime I immediately responded and even mentioned while getting loan that I'm in a fucked up place and may take time so..... No part of my loan agreement has technically been broken!