We need to invest bitcoins but invest in such a way that we don't have to sell our holdings if we face danger later. That's why we have to divide it into three parts. Having an emergency fund is the most important, so that we don't have to sell our investments in times of danger. And nothing should be done aggressively, the more aggressive the more likely to go wrong. But we must plan and take all steps to survive our investment for long time.
How to allocate funds for each of these things will actually not be difficult enough for people who have income every month. For example, the funds we provide ourselves to buy Bitcoin while it is still at the Dip price with the aim of not wanting to sell it in the near future so that we ourselves can prepare this and not hold onto these funds except to buy Bitcoin at the Dip. Likewise with funds for other things in life so that the things we do such as investing in Bitcoin will never be disturbed even though in our life conditions we are facing bad things through the economy or whatever.