You guys helped me A LOT I'm not out to hurt any of you. I have Love for this forum if it wasn't for a few of you guys I probably wouldn't be here. Even the once who just occasionally check in...
Shit happens, I get it. Now that you are settling things and getting over the family problems, start by communicating with your lender and starting the repayment process. This is not difficult if you budget your spending and allot a specific sum to your loan like a EMI payment. You lender would definitely consider that option if you are regular with it.
Your reputation here would be cleared to some extent if you pay back what you owe. Nobody here actually know what happened in your life so no point sharing it too or trying to prove it and end up doxxing yourself.