It seems to me that sometimes folks get their investment into bitcoin wrong because they might prioritize it beyond their considerations of their disposable income.. so then they get into trouble.

Sure, there is no problem prioritizing your investment into bitcoin, but it still has to come from your disposable income rather than some abstract decision to buy $100 per week of bitcoin no matter what - and then you end up not even having enough to cover your expenses or otherwise putting yourself into a predicament that could have had easily been avoided with a tad bit more appreciation regarding your budgetary (and psychological) balancing considerations.



There is nothing wrong with your ideas of cutting some of your discretionary expenses down to amounts that end up prioritizing bitcoin, but that is a different question in regards to whether you are prioritizing bitcoin beyond your discretionary income.

Yeah, you may be able to drive a Toyota rather than a Lambo.. no problem. You may be able to go out to eat 1 per week rather than 3 times per week, and there are a variety of ways in which our own choices of expenses are deprioritizing investing into bitcoin, but that still does not mean that investing into bitcoin can either go higher than discretionary income or that it makes sense to cut some expenses that may well be important to your quality of life in other ways including that if you choose to eat really cheap food, you might end up with health problems that could have had been avoided.. or even there might be needs for you to take your girlfriend/wife out for dinner (or other ways of spending money on her) from time to time in order to preserve your relationship... or some kinds of normalcies in your life that sometimes involve expenses.. including in some of your social circles, you might sometimes need to spend money on friends/relatives, even though maybe they don't deserve it or appreciate your spending on them, but there might be some needs to preserve various relationships with people that sometimes will cost money and take away from your ability to buy as many sats as you might prefer to buy in that week (or that particular month).


You seem to be fighting with the idea of discretionary income, which seems like a semantics fight rather than a substantive fight... since surely you seem to realize and recognize that there may well be limits on how much any of us is able to invest into bitcoin on a weekly/monthly basis and there are ways that we can attempt to prioritize our expenses.. or even work on ways to increase our income.. .. so yeah, no problem with providing examples in which priorities might be changed and still be within bounds of discretionary income in order to invest into bitcoin or however else a person might choose to invest his time, money and/or energies.


I agree with almost all of what you are saying Justbillywitt; however, I find very little value in any kind of idea that any of us should be striving and/or able to achieve perfection in terms of our bitcoin accumulation and/or our balancing of our priorities.

Personally, I think that it is better to consider the matter in terms of some kind of a balancing of making decently good choices within a range of possibilities that give us more and more options the longer that we do it.. so that we are likely just trying to do a good and comfortable job rather than getting it perfect, and sure, I am not suggesting to be sloppy or anything like that since from time to time we might identify areas in which we can tweak one direction or another, and we can even choose whether or not to tweak, and maybe the tweak might not even be much better than our earlier set path, but we can still attempt to make various kinds of improvements from time to time, yet I doubt that we are necessarily achieving perfection, even while at the same time, we might feel that we are achieving a certain level of comfort in terms of balancing our own finances and psychology.


Churchillvv is not making a completely invalid point, since he might be saying that a guy who might have $100 in transportation expenses, might choose to buy a car or buy a lambo rather than a Toyota, so that guy might not be adequately grappling with his discretionary income because he is creating expenses that are higher than he needs, and he should be prioritizing bitcoin and cutting back on some of those expenses.. .which sure sometimes that may be possible and sometimes it might not be as practical as Churchillvv seems to be suggesting.  Sure, another thing, which seems to be part of Churchillvv's point, is that some folks might consider their Lambo as a transportation expenses, which truly it is partly a transportation expense, but the Toyota might be more practical and there might even be instance  in which it might be better to use public transportation, take uber or some alternative to actually owning a car - except maybe in the case of a business, the car might be specifically used for direct work reasons.