They are only going after mixers and things like Monera. Why?
They are targeting mixers (not Monero) because they represent centralized points of failure that can be easily shut down. Monero, being decentralized, is what distinguishes it yet again. They are delisting it from major exchanges. The price only goes down a little bit, but the network keeps on going strong.
We are in the same boat as any other digital currency, decentralized cryptos, centralized cryptos, and centralized digital currencies.
No, you're not. You're similar to a mixer, with the key difference that you would cooperate with authorities if they ask. Your customers can use Haypenny anonymously (through Tor), but it may not be long before authorities request you to enforce Know Your Customer (KYC) during user registration.
There are, unfortunately, some very bad people in the world, and governments need to do things to protect citizens from those people.
Lmao. It's no surprise you're not into Bitcoin.