This post is similar to another post and i want to quote myself:

"You want good health? you need money for membership in the gym , buy a bike, get running shoes, eat healthy food.  You want to sleep early at night? you need to have sufficient money to stop grinding or working overtime.  It is really difficult to get what you want without money."

and hence, yes.  I agree with what you said that money makes the world go round and it is not just a want but a need in order to survive this capitalistic world.