Most of the people are willing to learn how to save and manage money effectively and efficiently. but sadly some cannot do it due to different situation or how much they in earn (mostly the money they earned just went to food and basic needs allocation.). Hopefully, someday all of us could have financial freedom and more on investing for us to enjoy early retirement.
Indeed, everyone's finances are of course different, there are those who already have an income but only enough to meet their daily needs and don't have a large income so they can set aside some of their money for savings, but even so, I think of course those who have a mediocre income still try to be able to have more than enough income, because of course they also want wealth or a comfortable life and having lots of money is one of everyone's desires. Those who want to live comfortably must of course be willing to work so they can have more than enough income to meet their daily needs and save.
with those who already have more than enough income, of course they should save some of the money they have earned, because having savings can help us in the future whether it is to deal with unexpected things or other things. However, there are people who already have more than enough income but they cannot manage their finances well because they make unnecessary expenses.