Have you ever thought about this, what we are trying to achieve in our personal financial life is completely diverge from what the government expects their citizens to do.
We as Individuals always thrive to achieve financial independence in our lives especially someone who is from the average middle person but what the government expects from the middle class is different and is kind of surprising when we give deep thought about it, The Government highly relies on the middle-class tax payers for the money and most of the taxes collected in the form of indirect taxes so that people may not actually aware that they are paying taxes for everything from their salary, fuel, medicine, anything everything has taxes that eat most our earnings.
Basically when the governments mismanage a nation, it's easy to say that people are getting poorer because we are talking about a very bad period for world economy. Sure the rich could keep getting richer because they have a working system in their hands and they just keep making more and more that way, but people who are salary workers do not get anything higher, you just don't make enough money at all and I feel like we are going to end up with nothing in the end.
We should realize that we are going to have some trouble unless we are careful because governments do not look like they are going to get any better so the economy could keep on getting worse as well. It is better to just avoid all of this and find a way for yourself and figure out a way to save yourself.