I think that time has passed and what we most need to anticipate now is inflationary turmoil where income no longer matches the goods we spend and prices increase over time. Apart from that, what adds to the burden on our minds is that if we invest, say in crypto, the wrong choice of coins that are not fundamental will have a big impact on psychology and financial governance in general.
Of course, friends and that more or less makes us depressed in the end because it will affect the cash flow of monthly expenditures, especially the funds are not special funds, I mean, what we use is only from one source of income, but if what we use is other sources, although it shifts a little, I think it doesn't have much effect.
I think one way out so that financial stress is minimized, we must strive for businesses that give us new opportunities in making money, of course.
If the cash flow of our monthly expenses is not smooth, of course this will really stress us out because we cannot meet the needs we need properly and it is important for us to have other sources of income so that we will be able to meet the needs we need. Of course this will really help us, but if we don't know what we can do to have additional income, I think it would be better if we could explore the potential that exists within us and develop it so that we can do it better and of course give us income.