~snip~
1. Learning on YouTube and other PDF resources online
2. Attending conferences and watching trading podcast
3. Find a mentor, whether offline or online. You may not be close to this person but always study his trade
4. Practice always and maintain consistency
Everything mentioned above seems very simple to those of us who want to learn trading. However, not everyone has the time to start learning slowly. That's why many people want to pay someone to teach or guide them in trading so they can fast their progress in learning. Paying money to learn trading is like investing in ourselves because it's similar to paying to learn piano or paying for a degree
Even if you pay you would still need to make time in order to listen and understand the lesson, the only difference is that when you pay you would have all the things ready for you unlike when you are DYOR, you need to search it all up.
It would all depend on each person, as you mention not everyone have time to learn there are also who doesn't have much to pay for it, that is why they are doing it on their own searching for free guide or book to learn trading.