I was thinking about it for a while. I am a developer, I understand the concept of bitcoin, blockchain and decentralization. There are cryptocurrency buying services, there are wallet creation services. People who want to have cryptocurrency already have and know what they need to use from the service.
But even though blockchain and crypto are designed to be decentralized, in a way I believe that the bank will then slowly switch to crypto and offer you a service, so your bank will make you an account, keep the currency there, you will use the payment card... basically manage everything as they do now. As it is now with fiat. Since a large part of the market people is crypto-uneducated this will be a good opportunity for banks to gain market share.
What interests me is that it makes sense to start a “bank” that will take care of customers like traditional banks do. Opening an account, buying a crypt, maintaining a computer, etc.?
Of course what you say can be understood by many parties, but I think it's two different directions. Bitcoin, the blockchain that we are currently using, has a decentralized concept, while the current banking concept is centralized. In fact, the existence of crypto rejects the concept of centralization, in fact many exchanges are currently being questioned regarding centralization. Let's say that Binance, which is currently the world's number one exchange, also uses the concept of centralization, so recently a decentralized exchange has emerged.
A bank is the same as a wallet, meaning a place to store money, not an exchange. How confident are people in using centralized wallets today?