We all need money to provide for our families' basic needs. Know your income and spend less than you earn. Just because you have the money doesn't mean you should buy things that aren't absolutely necessary. Try to avoid debt and save for the future. It is critical that you plan how you will spend and save your money. Understand the difference between needs and wants. Make savings a priority. Bugdet is a sensible technique to monitor or cut your spending and plan for your future needs. It reminds us that "the plans implemented by the diligent one surely make for advantage."
Basically this goes back to financial management. Many people have a large salary but still feel inadequate, and cannot save, or even invest. This is due to poor financial management. However, things like secondary or tertiary needs are things that need to be reduced. Maybe in terms of basic needs, this cannot be reduced, but we need to reduce expenditure on the other side. Many people regret having poor financial management, because when we improve this, I think it will be easier to save and invest.