You are being completely paranoid.
I know someone who is having a problem so I reached out in the hope that those with far more knowledge than me can provide a little help or information.
It is not bad to be paranoid if it will save you from losing your funds, because you distrust new and suspicious services and do not use them, until it is 'proven' that it isn't run by scammers.
I have a feeling this was OP's reply to indirectly promoting accusation posted above their post. 🤔 Sad that OP did not use the quote function so it would be clearer or perhaps they don't know how.
If I'm right, then I hope they understand as we have seen far too many cases of subtle promotion in the forum lol. But I did thought at some point that people may be jumping the gun too soon but then again, I can't blame them.