The best thing to use is that before should accumulate Bitcoin he or she must have some cash that will serve as emergency funds while they accumulate , like instance being paid $100 and $50 can serve as emergency funds. He or she can use $30 as his weekly purchase fir Bitcoin accumulation, while he hold the remaining amount as reserve funds.
I think that you understand that it is not necessary to establish an emergency fund prior to getting started with bitcoin... but yeah, the more disorganized a person and the worse situation of his finances, then he might need to be careful regarding how much he puts into bitcoin without making sure that his finances are not in order so that he does not have to sell any bitcoin at a time that is not completely of his own choosing, so any guy with bad finances might have to balance how much he is putting into bitcoin, yet there may well not be any reason NOT to get started, even with $10 invested in bitcoin, but yeah, if a guy has absolutely no disposable income, then he is not in a position to invest into bitcoin, so there is a need to have disposable income prior to investing, and sometimes there could be some struggles in terms of figuring out the extent to which a guy has disposable income and then at the same time, if there is building of an emergency fund, reserves and./or float at the same time that there is investing in bitcoin, the bitcoin investment may well have to stay pretty small while these basis financial matters are getting put into some kind of an order that actually establishes that disposable income is being used rather than money that is going to be needed for short or medium term expenses.
I think that @i_Anime is trying to suggest that it's best to be as organized as possible while starting your bitcoin investment as it's going to somehow help you continue investing at a spontaneous pace without necessarily making some readjustment along the way in a manner that might distort your accumilation plan. Is strategy seems to be okay for an
ideal situation but my issue with allocating upto 50% of your earning into serving as your emergency funds is that to some extent, it might seems as though you're caging a majority of your money. And then if you're also considering keeping our 30% for your DCA and then the remaining 20% for your expenses might appear as though you're somehow misplacing priority and that can affect your whole plan. I feel that The allocation you give to your daily expenses is very crucial because if for any reason it's not meeting up your needs, you've directly exposed your emergency funds to regular touching which will also go along to exposing your holding in the process.
If I'm to remodel this kind of plan, I would rather allocate 20% of my earning to serve as my emergency funds which I will continue adding up to a certain time when I have reached a point where I wouldn't have to continue adding. And then 30% can go into my regular DCA while the remaining 50% will serve to Carter for my needs and expenses. I believe that because you're investing for the long run and can't pause all expect of your life because of your investment plan, it's best to allocate a good amount of your earning to serving your basic needs cause you've got to survive and live right before even talking about getting the best out of your investment plan.
But like you've said, these ideal case isn't a criteria that must generally be in place before ever getting started in your investment, depending on how organized your income is, you can decide to start your accumilation journey in a well planned manner or just start stacking and along your accumilation journey you set these variables right. The general and most important thing is to just start buying and with time, the necessary adjustment will always come into play and based on how well you're doing in terms of your finance, you can choose to increase the allocation for your DCA up to 50% of your income and if you're able to set the right financial structure in place, you wouldn't even have to get worried about your emergency funds as seeting out a business or an alternative system that will serve that purpose can just be enough.