No. I'm trying to tell you that you were wrong in your very first assumption, so you do not know what you think you do. Since you are ignoring my questions, I won't ask any others.
Take it easy, man. You barged into my thread and started with insults, and now you're playing the victim because I didn't hit the quote button well enough.
What if you're the one missing the point of what I'm saying? Has it occurred to you that you don't know me any better than I know you? Okay, sure, I know about services that automatically top-up debit cards. And I'm not suggesting you pay with Bitcoin for products and services while paying huge fees. I'm talking about the fact that your final transaction is in fiat money. Whether you like it or not, the business that sells you the product receives fiat money in its account, not cryptocurrency. There are several reasons and consequences for this. Apparently, you'll argue with me about the reasons, citing yourself as an example and ignoring the other 500 million wallets, but the consequences are always the same—you pay more than the 0% fee I'm talking about.