If you see something not benecifial for you dont use it.
I don't use Banks anymore i told my bank you are scam.
There is so much animosity in the country as a result of current economic hardship occasioned by years of national planlessness. This has led to manifest hatred between otherwise close neighbours.
I don't really know what you are trying to say but with your first statement, it's the best to live what is not working for you to avoid wasting of time, but the second statement look confusing to me because calling bank scam is surprising me in this era, anyone that is living in the town really need bank to transact unless you live in bush alone and doesn't transact with huge amount i will consider that, banks is an averages to us and also solved many problems for me, i myself can't live without having bank account, you maybe saying people's were not using it before and they were surviving, yes but that was during their time, i assured you if they are around now they will deal with it.
I agree . Past was past and present is present and future will be future. That is useless to think about past . But we should focus on future because future is important and we should prepare for better future. Otherwise, if we will think about past ,we will remain in past and we will not enjoy the luxuries of life . One should work on his mindset to get success. In the past , our forefathers enjoyed less facilities of life but we are enjoying more facilities in life because we are more advanced than our forefathers and next generation will one step away from us . Banking system and online system is powerful and helpful for us.