One of the major problem an average person that has an incredible business idea faces is the ability to raise the initial capital that's required to bring his ideas to life. and in solving this challenge, the available option has always ranged from either taking a loan from a financial institution or seeking for investors that will take a particular percentage of the company and will in return provide the necessary financial support.
It's not advisable to take loan when you don't have a running business. I believe those that take loan are people who may have invested in a particular business for long, and know the gain they might be getting, so they may decides to take a loan to make more profit from their existing business. taken a loan when you don't know Much about the business will only put you into more depth. The business that requires to take a loan as a Start up is a kind of business you have done before and knows how it is operated or a business you know you must surely make profit before taken the loan. Or you can as well look for partner that you will introduce into the business, that will finance that business then when the money comes you both can share it accordingly on how you decide.