Indeed retirement is a choice but in addition
While it is technically possible for someone to retire early without a proper plan, it is generally not advisable. Retiring early without a solid financial plan in place can lead to financial difficulties later on, as you may outlive your savings or not have enough income to sustain your desired lifestyle.
If you are considering early retirement, it is important to consult with a financial advisor to create a comprehensive retirement plan that aligns with your goals and financial situation
Lol who in the hell someone want to retire early without proper plans, every people who want to retire early already calculate how much their monthly spending, how much their investment and average return of their investment.
But, what most people forget is they didn't calculate the "real inflation rate" instead they use "fake inflation rate" that posted by central banks. They also didn't calculate the tax they need to pay from their capital gains, depreciation cost, and any other extra things.