In fact, it is normal to happen when the environment is bad so it is impossible to move forward in a certain direction without a goal with your mind to live a good life financially. While setting goals is easy it will be easier to keep moving towards them. It is necessary to move towards specific goals slowly and monitor your progress all the time.
Everyone is taught to keep moving in order to see the results after we ourselves make a plan before moving, because without making a plan where to move would be quite silly for anyone, especially in conditions that are not easy like now. So each of us has to make a plan where we will move and what keys we will use to get results from the work we are going to do so that we ourselves can evaluate it when the results we get do not match expectations.
So I also quite agree with keeping moving and working without having to become a coward because I'm afraid to try something that could produce results, but first make sure the plan is neatly arranged so that the direction can be clear and not chaotic when you want to move. Because as I said, moving without a prepared plan will also be in vain.