the fear of losing money is unfounded. because they don't have trading skills they are afraid to try it. Even in the process of learning to trade, they may spend quite a bit of money.
Other fears may arise because finances are still unstable. It's very easy to have an interest in trading if you see friends or videos of people's success in trading. but if your finances are still unstable and you force yourself to start trading it could have a bad impact on your finances.

Trading is not as easy as we think. there is a lot to learn and prepare before getting serious about trading.