The great Warren Buffett said, “If you don't find a way to make money while you sleep, you will work until you die.”
He’s mostly right isn’t it. Try to create a passive income if possible.
I think banks might start offering crypto staking for customers because they see that's what customers want off course secured staking that goverment will secure staking.
Personally I'm not a fan of staking, I rather be with my coins and dispose them when I have seen substantial profit. Why will I even stake my coin in the first place, what if the project fails before the maturity of my staking period. I won't totally entrust my hard earn coin in the hands of individuals who will detect how I use my coins, it's no different from what the banks are doing.