It doesn't really matter whether you have more or less money.
I do agree because even with less money you can always invest in bitcoin. I think you would still profit hugely even if you buy at its current price where bitcoin is not the cheapest anymore.
Though of course many people are still hoping for that 0 to 100 kind of story. I don’t think any altcoin will be able to survive and thrive the way bitcoin was able to do. We are seeing something one of a kind in the form of bitcoin.