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You are using the term lump summing differently from me.
From my point of view, saving extra money to buy the dip may or may not be a good strategy, and from my point of view that is not lump summing... that is buying the dip. .there is no reason to call it lump summing merely because you are saving extra money for such buying the dip opportunities, which again may or may not be a good idea... especially for beginners who likely need to focus on stacking BTC without trying to guess about when dips might or might not come.. but sure you can do what you like in terms of holding back money to buy dips that may or may not pay off better than merely just ongoingly buying in a DCA kind of style.
There are already quite a few guys here who are coming around to understanding lump sum buying is different from buying the dip, and including that we either might come across extra money when we start to invest, or we might come accross extra money for a variety of reasons.. such as bonuses from work, inheritance, win the lottery, rearrange finances and realize that you hae more money than you thought that can be used for buying bitcoin.
If you are combining the idea of lump summing and buying the dip, you may well not know what one or the other of those is since you are not able to distinguish them.
The same is true in terms of understanding the tradeoffs involved in regards to engaging in strict DCA versus holding some money aside for buying the dip.
I am not saying not to hold money aside, but likely there is hardly any need to hold extra money aside, especially in the first few years that you might be buying BTC, especially if you are ONLY buying through DCA and you might not be front loading your investment or lump summning from the start, so guys who might lump sum or front load from the start, may well find justification to also hold some cash aside for buying the dip and/or DCA'ing... I feel that I am repeating myself with these ideas so many times described why folks might supplement early lump summing and front loading with buying the dip and DCA but it may well might not be worth it to be saving money to buy the dip for those who are engaging in regular DCAing rather than those who front load their BTC investment.. need I give an example? of some one who might DCA $100 per week, but then if that person has $6k to invest right away, maybe that person invests $3k into bitcoin in a lump sum kind of way and then splits the other $3k into 50% buying the dip and 50% DCA..
I know that lump summing is when an investor chooses to just buy Bitcoin at once but it doesn't mean that after buying at once that someone cannot continue to DCA in other to acquire more at different prices if they have a steady cash flow since lump sum should not be that you will offload all the money you have at that material time, you can still have some reserves to take care of sudden needs pending your next income and you can also see reasons with me that lump summing is more better during a drastic DIP even though you don't continue the DCA for sometime again so you could regain the cash that you used in lump summing at a DIP from your conspicuous income that you would have used to DCA and it now stands as a reserved funds. However, a beginner may not comprehend these various strategies at the start of their investments as they will be more focused about the DCA because it is easier and doesn't allow regular monitoring of market prices. I am not trying to complicate between lump summing, buying at a dip price and the DCA but I am more concerned about lump summing only when a dip occurs and continue to DCA some other time that is for someone who have understood the activities of the market.
Just like you said, I don't want it to look like you are making repetition of yourself however it is also important for a beginner who have spent some years DCAing to know how to split their income between buying at Dip prices, lump summing and DCA. thanks for your concise explanation jayjuangee