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I like how detailed and voluminous your explanations are, however Bitcoin is a broad subject that we keep making improvements in different intervals of our investments and I know that 4 years is not enough to have a complete understanding about bitcoin but I was actually referring to a newbie who just started the accumulating process because within an interval of four years they should have had a literal knowledge about the right strategy to follow in every stage of their accumulating process and just like you said within 4 years interval it is expected that they should know how to manage their cash flows and how to split it in order to apply each strategy when the needs arises. Actually anyone who have made accumulations within just four years should not see themselves that they have arrived as within that interval is just like a road map that will lead to the profits making in the long time. At least before any investor can see themselves to have some stash of bitcoin should be from 10 years depending on the DCA amount that's for someone still very consistent in the strategy.
About lump summing opportunities, sure it can come at the early stage of one's investment but you can agree with me that someone who is new to Bitcoin investment may not have the idea of lump summing yet even when they have some reserved funds but within the periods of their investments, they can be understanding the activities of the market and see a need for lump summing during DIPs because at the beginning they may just have a literal understanding. We should not forget that lump summing at a DIP price also gives us more advantage to owning a huge portfolio especially in a very drastic DIP such that an investor can even decide to buy huge amount of Bitcoins at that point and continue with the DCA later on. However, the idea of lump summing always comes along the line when using the DCA because a beginner may not really have the idea at that early period of time except someone that just want to go all in their Bitcoin investment without considering the DCA.
You are using the term lump summing differently from me.
From my point of view, saving extra money to buy the dip may or may not be a good strategy, and from my point of view that is not lump summing... that is buying the dip. .there is no reason to call it lump summing merely because you are saving extra money for such buying the dip opportunities, which again may or may not be a good idea... especially for beginners who likely need to focus on stacking BTC without trying to guess about when dips might or might not come.. but sure you can do what you like in terms of holding back money to buy dips that may or may not pay off better than merely just ongoingly buying in a DCA kind of style.
You are right, saving up to buy in the dip is not a good strategy especially for we the newbies, a lot of things could happen at that point of saving is better one uses the DCA strategy and start accumulating, I love this DCA I'm using and all thanks to JayJuanGee and others in this forum who discussed about how good the DCA strategy is i read all the ideas you guys issued out on The strategies of Accumulating Bitcoin.
As a newbie is advised to use the DCA strategy as not to disturb your brain on thinking and calculating when there will be a dip. Bitcoin investment is easy based on the kind of investment strategy you are using and it will be better one uses an easy strategy so as to be successful in your Bitcoin accumulation as for me I don't like anything that will disturb my brain and using the DCA method has been a very nice choice and it will also help me get to my target easily without stress and emotional damage's.