I always try to stay away from life insurance. Because if I can invest this money in real estate or bitcoins without wasting money behind life insurance, it can bring me many times profit after few years. Life insurance is not like for me that's why I am not much interested in life insurance. .
In as much as I know the importance of insurance in general, and health insurance particularly, I don't think it's more beneficial to everyone. It's only favorable to people who suffer from terminal illness and not people who hardly fall sick. It doesn't matter whether one is rich or poor, it's about one's health conditions that determine if they need health insurance or not. For people like me with my current health conditions, I will channel that money to other aspects of insurance and not health definitely. I'm aware of emergency cases such as accident but I consider it a minor issue that one can handle on their own without involving insurance company, moreover, some of these emergency cases can be prevented by taking some measures.
Not saying that health insurance has less relevant thou, health condition determines it priority.