Blockchain's decentralized nature, transparency, and security have proven valuable in DeFi, NFTs, and gaming. AAnd this have made some organizations prefer use it.
Perhaps it can also change how we send money, pay with phones, and use some financial services?
Let's discuss and see if blockchain can work for these uses.
It can. Question is would it be used? Yes, I am aware that some wallets actively use crypto as an alternative, my native digital wallet also has a cryptocurrency section to it already but afaik, it's not decentralized lol. It's almost similar, or even a lot worse compared to centralized exchanges afaik, so yea, the decentralized nature is gone. Security? Probably the same, I mean it's not "your" wallet, it's the mobile apps wallet. Transparency is probably the only thing left.
And honestly it's not going to change much. It's still using phones and mobile cash apps to pay.