This is a step every investor must take to have a successful bitcoin accumulation journey. It is always important to make available emergency funds, reserve funds, and floats before we start accumulating bitcoin so that we can always solve our unforeseen problems whenever they arise, and sometimes we can buy the dip with reserve funds. But when we don't make provisions for all these funds, we will never have a successful bitcoin accumulation journey because we will sell our bitcoin investment one day to solve our unforeseen problems.
Certain problems will always exist in everyone's life, but not all problems have to be solved with money because there are also problems that do not need to be solved using money. And in terms of investors' focus, as people who are quite fond of investing in Bitcoin, of course they must have an emergency fund that will be allocated to solving certain problems.
So the reserve funds and the funds that are being used can actually be used for the same thing with the same goal, namely to buy Bitcoin when the price is falling with the reserve funds and also continue to buy Bitcoin with the funds that are being used for investment. Because both can be used for no different purposes and apart from that the mental level and trust in Bitcoin must also continue to increase over time so that an investor's purchasing power can often increase because of this.
Yes, there is no end to human problems, especially financial problems. This problem can occur at any time and most likely. And this is why we can face financial problems at any time.
The purpose of holding reserve funds is so that an investor has no barriers to accumulating bitcoins. If I buy bitcoins with reserve funds there is no problem but that fund can turn into loss at any time. As the value objective of this fund is to back up in the long term and if my assets decrease during that time then I feel there is no benefit in that fund. We can keep a reserve fund to collect uninterrupted bitcoin holdings.