The investor must be someone who not only has funds but also a high level of education to be able to understand how the role of a financial or investment advisor is important enough for him or her to be able to start the right investment, because usually if the investor has a normal education they don't even know about the investment/ finance advisor profession, and usually the investor will only start investing in something they understand, for example, gold or property.

And I really agree that the environment and other factors will greatly influence a person in choosing their form of investment this is what I see with people around me because they prefer property and rent it out because it is quite common in my area for people who have big funds, and for example those who don't understand technology will never think about Bitcoin but those who understand technology will prefer Bitcoin because the returns are quite fast as well as choosing other investments such as shares despite the returns not as fast as Bitcoin.