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You're saying that a non-hybrid approach is a lot more preferable to a hybrid approach, but if one must decide to deploy the hybrid approach, they must first keep their finances in check.
Of course, I am suggesting that there is a certain value in having solid financial foundations that allow for being more aggressive in your BTC buying/accumulating.. So the stronger a guy's finances, the more aggressive that he can be.
I am not trying to tell anyone or suggest to anyone how they should invest in terms of their own needs to figure out what works for them, so many times if we are talking about someone who is brand new to bitcoin, it is likely important that they get started in bitcoin as soon as possible and don't be diddly daddling around, but just because someone is new to bitcoin, that does not mean that any of us are going to know their finances, so some guys might be able to start out by lump summing and other guys might ONLY have DCA as an option, and surely some guys might already have some emergency funds in place, and other guys might have very messed up finances in terms of having a lot of debt and lack of clarity regarding how much disposable income that they might have.. even though I think that some people have some really messed up finances, an overwhelming majority of folks are going to have as much knowledge of their finances to know whether or not (at this particular moment if we are talking with them on the street) they can buy $10 worth of bitcoin.
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And that the secret and key to am effective hybrid approach is finding a way to strike a balance between investment flexibility and financial discipline, by considering a framework the can be able to combine one's investment growth, one's financial stability and being overly prepared for emergencies that may possibly arise.
You seem to be speaking a bit of gobble-dee-gook here, yet surely I did not say that there is any need to be overly prepared for emergencies, yet the more prepared that anyone is in regards to emergencies, and other financial matters, the more aggressive they can be in their accumulation of bitcoin.
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First building an emergency fund that'll possibly cover one's living expenses for at least 3 to 6 months as well as building other reserves funds, in a liquid and low risk asset.
I repeatedly staid that I believe that there is no need to build your emergency fund in advance of investing into bitcoin, and I also repeatedly said that it is good to get started investing into bitcoin right away, including the possibility of building an emergency fund at the same time, in the event that someone might only start out by having something like 2-4 weeks worth of extra cash that he might have available.
JayJuanGee I really love how you break things down so can understand you very well, you are correct when you say the more financially stable one is the more aggressive he may become in his investment, one can compare someone who is not financially stable and one who's financially stable in terms of being aggressive in his or her Bitcoin accumulation.
As for me I can't be aggressive in my accumulation for now because I'm also building my emergency, reserve and float funds, before I started my Bitcoin accumulation I had some savings which I did not refer as emergency funds but because of this forum i had the knowledge of having an emergency, reserve and float funds so all I did was to divide my savings and put into different account for them to serve as my emergency, reserve and float funds, but is not enough so am accumulating my Bitcoin and also building my emergency, reserve and float funds so it can be very strong.
One can build his emergency, reserves and float funds along side Accumulating Bitcoin as long as is not affecting him or her in anyway, that the point of building one's emergency, reserves and float funds and also accumulating Bitcoin one won't be aggressive in his or her accumulation, he or she may be aggressive in his Bitcoin accumulation journey if he or she has met his target in building his emergency reserves and float funds and then stopped.
I also agree with you when you said the more prepared that anyone is in regards to emergencies, and other financial matters, the more aggressive they can be in their accumulation of bitcoin.
When someone has a very strong emergency, reserves and float funds already kept he will be more aggressive in his Bitcoin accumulation journey because he or she has already solved one problem that always affect people in the accumulation journey and he or she has nothing to fear because he has kept funds that can help in handling issues without dipping into his or her Bitcoin investment.