But before a newbie start accumulating it is always advisable to have built an emergency funds at least 3-6 months.
I really doubt that it is necessary to build up an emergency fund of 3-6 months prior to investing into bitcoin... People woudl never invest into bitcoin if they have to build up their emergency fund in advance..
Sure maybe the emergency funds and the bitcoin investment could be built up at the same time.. at least until a person gets to around 3 months of an emergency fund.
I speculate that an overwhelming number of folks who do not have investments, they still might well have a practice of having 2-4 weeks of floating cash that they might not call their emergency fund, but is serving as an emergency fund, so if a person is starting from a point in which s/he already has some floating extra money that is already available, then there likely is a need to just consciously build that amount while also beginning to invest into bitcoin, and yeah, sure the investment into bitcoin may well have to be whimpy and/or conservative in the beginning while building up the emergency fund to at least 3 months and then once the emergency fund is 3 months or more, then there well come more liberty in terms of becoming a bit more aggressive in his/her bitcoin investment (DCAing or otherwise accumulating BTC).
Doing that could provably destroy their focus on accumulation and might they might create some misconceptions regarding on what are best thing to do when they are starting up. So what I think much better for starters to do is to focus first in their investment and once they already see the results like they are already gaining with their investment then they could able to start building up the funds intended for emergency situation. Since this could give them clear mind to decide next good actions that can make their life became more better compare when they are starting.
People just need to know well what's there target and if they could able to do their accumulation phase goes smooth then they encounter this bullish season which a lot of investors are gaining profits then they can set aside some funds on whatever things they like including that emergency funds then after they settle up everything and confident that their save money(emergency funds could able to save them for long time when there's sudden situation happen) then provably they would became more better investor then can do aligned decision towards their goals on their investments.